In the United States, premiums are very strongly based on how much experience you have behind the wheel. This is because statistics show that more experienced drivers are more defensive and better equipped to avoid losses. Unfortunately, without a US license, many companies will treat you as an inexperienced operator and assign a high-risk driver surcharge to your premiums. The key to finding affordable car insurance while you still have your UK driver license is to do your homework.
One way to compare quotes effectively is to use an online quoting tool that can help you check rates with dozens of companies. Start comparing car insurance rates now by entering your zip code in our FREE tool below! Skip to content. You can find US car insurance for UK drivers through insurance companies that offer coverage for international drivers. Free Car Insurance Comparison.
Quite - I'm making a fairly large assumption that large U. S rental firms will be familiar with U. I'm also assuming if anything happens in the rental car the insurance won't cover a provisional driver, and the onus for saying as much will fall on the renter, aside from the moral question of a non-licensed driver driving a car unsupervised.
Also worth mentioning that the minimum rental age at most locations in the US is The trouble with the "hope they won't notice" approach is that if you get in an accident and injure someone, you will be investigated and the deception will come out. Now you are guilty of a criminal offence driving without license, possibly driving without insurance and because insurance won't cover damage and injury you are personally liable for it, which in the US can run to millions.
Show 2 more comments. Paul Paul 71 1 1 silver badge 1 1 bronze badge. I have got a full UK now, so no problem I guess : — hagubear. Featured on Meta. New post summary designs on greatest hits now, everywhere else eventually. January Photo Competition - water-based modes of transport. Linked Related Hot Network Questions. The general rule is that you need to have a UK licence to drive in the UK.
There are however some exceptions to that general rule. The exemptions are spelled out in section 88 of the Road Traffic Act, One of these exemptions applies to people with full driving licences from other jurisdictions, such as the United States. If you do not have a UK Driving Licence and are stopped by the police, you could be facing a 6 point penalty and a fine for driving otherwise in accordance with a licence, unless the up to one year s88 exemption applies.
Scammers may try to sell you a fake IDP. In addition to losing money, you may be subject to travel delays or legal issues if you use a fake IDP in the U. If you are eligible to apply for a driver's license, you must get a driver's license from the state where you live. The residency requirement for obtaining a U. Check the requirements and find out how to apply by contacting your state's department of motor vehicles. It is your responsibility to know and obey the laws of the state where you are driving.
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